Protecting Georgia Businesses,

Big and Small

Your business is more than your livelihood; it’s the result of your hard work, time, and investment. At Ausband Chapman Insurance, we help protect what you’ve built with customized business insurance solutions tailored to your industry, size, and specific risks. Whether you run a small shop, manage a fleet, operate a restaurant, or work as an independent contractor, our team is here to make sure you have the coverage you need when it matters most.

Coverage for Business Assets

What it is: Protection for the property your business owns, rents, or leases, from buildings and equipment to inventory and supplies.

How it’s used: Covers losses from fire, theft, vandalism, storms, and other covered events.

Why it’s important: Business assets are expensive to replace and essential to your operations.

Risk of not having it: A single incident could halt operations and lead to significant financial loss.

General Liabilty Insurance

What it is: Coverage that protects your business against claims of bodily injury, property damage, and personal injury.

How it’s used: If a customer slips in your store or you accidentally damage a client’s property, general liability helps cover medical costs, repairs, and legal fees.

Why it’s important: Liability claims are one of the most common and costly risks for businesses.

Risk of not having it: You could face lawsuits, settlements, and expenses that threaten your business’s survival.

Small Business Insurance

What it is: A package of coverages designed for small business owners to address common risks in one convenient policy.

How it’s used: Often includes property insurance, general liability, and business interruption coverage.

Why it’s important: Protects against the unique risks small business owners face without overpaying for unnecessary coverage.

Risk of not having it: Even a small claim can disrupt cash flow and threaten long-term stability.